The life insurance industry in the United States is a vast and complex system that provides financial protection to millions of Americans. According to Statista, the life/annuities industry generated over 945 billion U.S. dollars in total revenue in 2021 alone, employing more than 360,000 people. In 2023, a record-high proportion of consumers (39 percent) said … Read more
Homeowners insurance is a type of insurance that provides financial protection to homeowners in the event of damage or loss to their property. It is designed to cover the cost of repairs or replacement of the house, as well as personal belongings inside the home. In the United States, homeowners insurance is not legally required, … Read more
Auto insurance is a necessary expense for millions of Americans who own vehicles. In the United States, every state except New Hampshire requires drivers to carry some form of auto insurance. The purpose of auto insurance is to protect drivers financially in case of an accident or other incident involving their vehicle. The cost of … Read more
Health insurance is a topic that affects millions of Americans every year. In the United States, health insurance is a crucial aspect of personal finance and healthcare. Without proper health insurance, medical bills can quickly pile up, leading to financial ruin for many individuals and families. According to recent statistics from the National Health Interview … Read more
President Bola Tinubu recently signed the Access to Higher Education Bill, popularly known as the Student Loan Bill, into law in Nigeria. The bill provides interest-free loans to indigent Nigerian students who are pursuing higher education. The law aims to increase access to higher education for Nigerians, especially those from low-income families who may not … Read more
Retail bonds are a popular investment option in South Africa. These bonds are issued by the government and offer a fixed or inflation-linked interest rate for the term of the investment. Retail bonds are accessible to anyone who wants to invest, and they can be purchased electronically via the Internet or directly at the National … Read more
Buying a home for the first time can be a daunting experience, especially in South Africa where the process can be complex and overwhelming. However, with the right guidance and preparation, first-time homebuyers can navigate the process with ease and confidence. This article provides some valuable tips for those looking to enter the property market … Read more
Nedbank is a South African financial institution that offers a range of financial products and services, including personal loans, credit cards, and home loans. The Nedbank home loan is designed to help individuals and families purchase their dream home, whether it’s a freehold or sectional title property. With flexible loan terms of up to 20 … Read more
FNB offers a range of mortgage options to help people achieve their dream of homeownership. Whether you are purchasing a new home, refinancing an existing mortgage, or renovating your current home, FNB has a solution for you. With a team of trusted mortgage professionals, FNB provides personalized service to help you navigate the complex home-buying … Read more
Standard Bank is a leading financial services provider in South Africa, offering a range of products and services to meet the needs of its customers. One of its most popular offerings is the Standard Bank Home Loan, which provides financing for those looking to purchase a new home or renovate an existing one. With competitive … Read more